More than one-quarter of Americans with health insurance have received a surprise medical bill. That’s according to a new survey from Consumer Reports.
“Those healthcare charges can have big consequences since medical bills can drag down your credit score.”
“New rules are trying to help. The three big credit agencies: Equifax, Experian, and TransUnion, are now required to wait 180 days, before putting an unpaid medical bill on your credit report. So if you’re disputing a claims let the hospital or doctor’s office know you need more time to sort things out. And if the insurance company ultimately pays a bill, it has to be taken off your credit report.”
For more information on the issues surrounding medical debt, please contact RIP Medical Debt.